A leading debt capital markets lawyer with more than 20 years’ experience, Jo specialises in advising a range of financial institutions and corporates on debt capital markets transactions and regulatory matters.
Jo has a particular focus on regulatory capital and other hybrid securities in both retail and debt markets.
Jo’s expertise spans all debt capital markets instruments, and includes debt issuance programmes and drawdowns, standalone issuances, retail bond and regulatory capital offerings and liability management transactions.
She has extensive experience across developments in financial and prudential regulation, the retail corporate bond market, sustainable finance and digital bonds.
Legal directories and publications such as Chambers and Partners and The Legal 500 Asia-Pacific have recognised Jo as a leading lawyer in Capital Markets (Debt).
Key deals
Westpac
Acted for Westpac on all domestic and offshore debt issuance programmes (including both retail and wholesale issuance of Tier 2 Capital instruments and U.S. retail issuance of Additional Tier 1 Capital instruments) since 2013.
Challenger
Acted for Challenger on all regulatory capital issuances (Additional Tier 1 Capital and Tier 2 Capital instruments, both retail and wholesale markets) since 2014.
AMP
Acted for AMP on all regulatory capital issuances (Additional Tier 1 Capital and Tier 2 Capital instruments, both retail and wholesale markets) since 2014.
QBE
Acted for QBE on the establishment of its Euro Medium Term Note (EMTN) programme and domestic debt programme for the issuance of Additional Tier 1 Capital, Tier 2 Capital and Senior debt instruments to European and Australian investors.
Australian Unity
Acted for Australian Unity on its first-ever issuance of simple corporate bonds and follow-up issuance, and on all its other simple corporate bond issuances since then.
Mutual banks
Acted for a large number of mutual banks on updates of their Constitutions to enable them to issue Mutual Capital Instruments (MCIs). Also worked with Commonwealth Treasury and the industry on the amendments to the Corporations Act which were required to allow for MCI issuance.